Kent Bankruptcy Attorneys Litigating RESPA Violations
Do not assume that the account history and payoff information a mortgage lender provides you is accurate. While mistakes can happen, we often discover violations of the Real Estate Settlement Procedures Act (RESPA).
Matt Iwama, the founder of the Iwama Law Firm, is experienced in filing Chapter 7 and Chapter 13 bankruptcies on behalf of Washington area residents. However, his legal services do not stop there. Many cases involve bankruptcy litigation in holding creditors accountable for violating the laws that govern their industry, including RESPA.
If in the course of your bankruptcy proceedings, we discover your lender violated the Real Estate Settlement Procedures Act, we will take immediate action in court to hold them responsible. Contact us at 253-656-4851 or toll free at 888-465-0246.
Holding Mortgage Lenders Accountable for Violating RESPA
At the Iwama Law Firm, we submit a qualified written request to have the lender show the note, deed of trust and transaction history of a loan on your behalf. If we discover a discrepancy or simply do not agree with the amount owed, we will take the legal steps necessary to protect your rights under RESPA.
In reviewing the account history of many of our clients, we often find violations of the "same day" rule. Simply put, the day they receive a payment is the day it should be applied to the account. Not following that rule results in late fees and other penalties that inflate the payoff amount. Those discoveries often result in our filing suit against the lender for violating RESPA.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding possible RESPA violations, please contact us.
