Kent Bankruptcy Lawyers Litigating Violations of Discharge Injunctions
A successful bankruptcy filing should provide you peace of mind and a chance for a fresh start. Debts have been discharged and you can move on with less stress in your life, free from the fear of losing your home or the harassment of creditors.
However, creditors often find their way around formal discharge of your debt, engaging in illegal activity and violating discharge injunctions. At the Iwama Law Firm, we hold them accountable by pursuing litigation against the creditor.
Creditors may not accept that your debt with them was discharged by your prior bankruptcy. In response, they may find creative ways that keep the amount you once owed them on your credit report. If you discover that a creditor is violating a discharge injunction, contact us at 253-656-4851 or toll free at 888-465-0246.
The Undoing of a Fresh Start Following Discharge Injunction Violations
That fresh start can come to a screeching halt when you are denied a loan to buy a house or car. Pulling your credit report shows unsettled debt, but under a new name. Debt buyers often purchase debt discharged in a Chapter 7 bankruptcy for pennies on the dollar. Creditors would rather take something, as opposed to nothing.
If we uncover a violation of a discharge injunction, we will file suit against the parties responsible and fight to secure damages. The illegal actions of debt buyers and creditors underscore our need to stay in contact with clients and conduct an annual review of their credit report.
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For more information or to schedule an appointment with an experienced Washington bankruptcy attorney, please contact us.
