Download our client questionnaire form.
Thank you very much for calling Iwama Law and Escrow for legal assistance relating to your debt problems. We can provide you with the most helpful and accurate advice only if we have a complete and accurate understanding of your current financial situation.
Please fill out this form as completely as possible. Please provide us with emergency phone or address contact information. If you have e-mail, please let us know – this is an excellent way for us to contact you and we can use e-mail to keep you up-to-date with legal topics of interest
If you don't understand a question, please ask for assistance. We ask that you list each and every financial obligation you have in the "creditor boxes." If you need more space, please use the back or photocopy the page of boxes.
Please also remember to list every creditor to whom you are obligated. This means, for example, that if you have co-signed for your nephew's car loan, that car lien-holder is your creditor. Similarly, you should list debts even if you think the creditor has written off the loan or if you think that someone else may pay the bill in the future ( i.e. a medical bill that may be covered by insurance). Please provide us with the correspondence address for each creditor rather than the billing address.
If you have copies of your bills, please bring them with you to our office. If necessary, we can assist you in requesting a credit bureau report. We also ask that you bring a paycheck stub or provide payroll information for both you and your spouse. Even if your spouse does not want to participate, we still need to know about your house hold expenses and income.
One of the most important items of information that you can provide relates to whether a debt is "secured" or "unsecured." A "secured" debt is a debt that is backed by collateral, such as a house car or even household items. By contrast, an "unsecured" debt is backed only by your signature. Examples of unsecured debts are credit card bills and medical bills. Please note that many finance companies ask you to list household goods at the time you obtain your loan. This usually means that you may have given the finance company a security interest in your property.
Finally, if you have a house or car, you will need a copy of the insurance declarations page – not just the insurance card.
Again, thank you for choosing Iwama Law and Escrow. We will make every effort to see to it that your experience as our client is a pleasant one. We thank you for allowing us to serve you.
