You Have Rights Under the Fair Debt Collections Practices Act (FDCPA)
Creditors and collection agencies are required to abide by the Fair Debt Collections Practices Act (FDCPA). Falling short of any requirement of the Federal Law violates your consumer rights and requires aggressive action by a bankruptcy attorney.
At Iwama Law Firm, we consider the practice of bankruptcy more than just a Chapter 7 or Chapter 13 filing. Debt collectors are not always cooperative and their actions often violate the FDCPA. Our job is to respond with legal steps that sometimes involves bankruptcy litigation.
We hold creditors and debt buyers accountable for violations of the FDCPA. Contact our Kent law office at 253-656-4851 or toll free at 888-465-0246
Washington Consumer Law Attorneys Fighting to Enforce the FDCPA
Prior to the filling of bankruptcy and during the entire process, we will encourage you to be vigilant in identifying possible violations of the FDCPA. Your creditors will likely not go down without a fight after outright violating the rules and regulations that govern their industry. They may continue to call you constantly following the automatic stay that protects you after you once you file bankruptcy.
Debt buyers take on debt that discharged in bankruptcy for pennies on the dollar in hopes that they can collect from the unsophisticated consumer. If they believe that the rules do not apply to them, we will take legal action to remind them of their obligations under the FDCPA and hold them responsible for damages. For example, each call after the mandatory hour cut-off is worth $1,000 to you in statutory damage.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding consumer law violations involving the FDCPA, please contact us.
