Debt Relief and Bankruptcy Lawyer for Consumers and Small Businesses
Anyone at any time in life can run into financial problems. At Iwama Law Firm, we understand people's hardships. Our founder, debt-relief lawyer Matt Iwama, understands the needs of his clients seeking debt relief.
Walking Away From Debt, Resolving Financial Problems | Free Initial Consultation | Kent, Washington: 888-465-0246 or 253-656-4851 | E-Mail
Our Kent law firm helps clients including:
- A spouse laid off, now with a new job earning significantly less income; meanwhile, the couple's adjustable rate mortgage adjusted upward and they need to prevent foreclosure
- A small business owner developed a home with a local bank's construction loan but cannot sell the house and is concerned about keeping his assets
- A healthy single person had a sudden illness, had to take time off of work and was forced to pay bills with a credit card; now creditors are threatening wage garnishment
The Relief Chapter 7 Bankruptcy Provides
Chapter 7 bankruptcy can eliminate credit card debt, medical debt, and personal, unsecured loans.
Generally, Chapter 7 will not wipe out tax debt, student loans or child support debt.
Creating a Workable Payment Plan With Chapter 13
Chapter 13 is for people who do not qualify for a Chapter 7 bankruptcy under the Chapter 7 means test. Their debt is reorganized into a reasonable repayment plan over three to five years.
Chapter 11 is also available for continued possession of assets, and operation a business
Chapter 11 bankruptcy is a form of bankruptcy reorganization available to individuals, corporations and partnerships. It has no limits on the amount of debt, as Chapter 13 does.
Benefits of Bankruptcy
In both Chapter 7 and Chapter 13, you can prevent foreclosure long enough for you to get caught up in your mortgage or to find a new affordable home. Creditors are no longer allowed to harass you about the money you owe. All garnishment and repossession efforts must stop.
Lawyer Iwama respects the need you have to move at your own pace to a solution. At the same time, our firm has seen the relief our clients feel when they are finally free of their debt burden—we are here when you are ready.
Take Action for Debt Relief | Free Consultation
We offer a free initial consultation with attorney Matt Iwama so you can get your questions answered and determine the right course of action for eliminating debt, including debt settlement and short sales.
Call 888-465-0246 or 253-656-4851 for your free initial consultation with debt-settlement attorney Matt Iwama or contact us online. Our firm assists clients throughout Seattle communities, including Kent, Bellevue and Everett.
- English, Spanish and Japanese Spoken Here
- Licensed to Practice Law in Washington and California
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
